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From bankingdive.com

REV Credit Union to buy West Virginia bank

1 1

The South Carolina-based credit union’s proposed acquisition of First Neighborhood Bank is the 15th announced whole-bank purchase by a credit union this year — one off 2022’s record of 16.

#banking #finserv #fintech

on Sep 5

From bankingdive.com

Old National names CFO amid predecessor’s child molestation case

1 1

Brendon Falconer, who was put on administrative leave, left the bank Aug. 31 with a $2.6 million payout. John Moran, the now-permanent CFO, has filled the post on an interim basis since April.

#banking #finserv #fintech

on Sep 5

From bankingdive.com

Evolve offers Yotta, Juno customers pennies

0 1

Depositors affected by the Synapse middleware bankruptcy are pushing back against reconciliation payouts they allege barely scratch the surface of what they’re owed.

on Sun, 4PM

From bankingdive.com

Dimon needles Trump after he’s left out of Cabinet

0 1

After wishing the president-elect well and thanking him for a “very nice note,” JPMorgan Chase CEO Jamie Dimon said, “Also, I haven’t had a boss in 25 years and I’m not about ready to start.”

on Fri, 9PM

From bankingdive.com

JPMorgan to pay $151M over flawed investment disclosures, more

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The Securities and Exchange Commission issued five enforcement actions against the bank, including allegations that some JPMorgan advisers’ recommendations went against the best interests of clients.

on Nov 5

From bankingdive.com

Flagstar taps CIO, credit review chief

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The bank has brought on a number of new executives this year and also completed the sale of its mortgage business to Mr. Cooper on Friday.

on Nov 5

From bankingdive.com

New Jersey AG accuses Republic First of redlining

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The failed lender originated 6% of its home loans to residents of majority-nonwhite neighborhoods between 2018 and 2022, the state found. The state filed a claim with the FDIC seeking remediation.

on Oct 31

From bankingdive.com

BofA discloses Zelle probe, says it may result in litigation

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The bank also said it’s in contact with regulators over its Bank Secrecy Act/anti-money laundering and sanctions compliance programs, and a regulatory order could stem from those discussions.

on Oct 31

From bankingdive.com

Dimon swipes at regulators, large retailers: ‘Time to fight back’

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The JPMorgan CEO slammed recent rules, including Basel and open banking, saying the industry is right to challenge regulators. “If you’re in a knife fight, you better damn well bring a knife,” he said.

on Oct 30

From bankingdive.com

HSBC insists it’s not gearing up to split

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The bank saw profits jump 10% in the third quarter and announced a $3 billion share buyback. But analysts pressed CEO Georges Elhedery on the long-term effects of a recent reorganization.

on Oct 30

From bankingdive.com

Where UniCredit-Commerzbank is now, from 4 angles

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The Italian lender may not have said much in the month after upping its stake in the German bank, but other European — and American — banks have lots of opinions.

on Oct 28

From bankingdive.com

Oklahoma bank fails, in-state peer buys insured deposits

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Alleged "fraud" is believed to be behind the First National Bank of Lindsay's failure, the second U.S. bank collapse this year. The FDIC’s Deposit Insurance Fund will take a roughly $43 million hit.

on Oct 26

From bankingdive.com

Fed cites Washington state bank embroiled in Ponzi scheme allegations

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UniBank and its parent company have been named in lawsuits alleging the bank facilitated loans that were used to repay earlier investors of water and oil-and-gas firms.

on Oct 25

From bankingdive.com

NYCB postpones profitability goal to 2026

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The embattled bank recorded a $280 million loss for the third quarter and said it expected to post a loss for 2025, while whittling its profit forecast to 75 cents to 80 cents per share rather than $1.25.

on Oct 25

From bankingdive.com

Tennessee credit union crosses state line in bank purchase

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Y-12 Federal Credit Union will expand into Kentucky by acquiring First State Bank of the Southeast — the 19th whole bank-credit union deal announced this year.

on Oct 24

From bankingdive.com

NY AG adds to scrutiny of Capital One-Discover deal

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New York Attorney General Letitia James is probing the proposed acquisition’s effects on competition, arguing “often vulnerable New Yorkers with subprime credit scores” could see impact.

on Oct 24

From bankingdive.com

Truist to pay $9.1M over lead poisoning payouts

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Truist predecessor SunTrust approved disbursements that weren’t in the best interests of beneficiaries of trust accounts linked to a lead poisoning settlement, the Justice Department said.

on Oct 23

From bankingdive.com

Goldman, Apple to pay CFPB $89.8M over Apple Card issues

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The bank and tech firm failed to address disputed transactions from their joint Apple Card program, the bureau alleged, and misled cardholders about interest-bearing products.

on Oct 23

From bankingdive.com

JPMorgan Chase leads banking sector in AI adoption: report

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In a tightening race, Capital One gained ground by adding engineering talent, according to Evident research published Thursday.

on Oct 19

From bankingdive.com

Associated Bank takes ‘needs-based’ approach to growth

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The Wisconsin lender’s sales team has retrained to have “more holistic conversations” with clients and use “advice and guidance” as its bedrock, an executive said.

on Oct 17

From bankingdive.com

LendingClub, Pagaya acquire tech assets of defunct Tally

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Tally’s assets will be integrated into the existing products of both firms, according to company spokespeople. Tally shuttered in August this year over failure to raise funds.

on Oct 17

From bankingdive.com

Credit union-bank deal record broken for second time in one week

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Washington’s HAPO Community Credit Union is set to acquire Community First Bank, marking the 18th credit union-whole bank purchase of the year.

on Oct 10

From bankingdive.com

Truist customer data exposed in third-party breach

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The February breach involved personal information held by debt collector Financial Business and Consumer Solutions and did not impact Truist’s network, the bank said in a letter.

on Oct 9

From bankingdive.com

Fed faults Wyoming bank IT exec over document sharing

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While IT manager at Bank of Jackson Hole, Lindsay Graves shared 50,000 documents – some of which contained confidential supervisory information – with a former employee, the Federal Reserve said.

on Oct 8

From bankingdive.com

BMO hires Morgan Stanley, JPMorgan alum as AI, data chief

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Kristin Milchanowski’s appointment as the new chief artificial intelligence and data officer signals the Canadian lender’s heightened commitment to the burgeoning technology.

on Oct 6

From bankingdive.com

TD to pay regulators $28.5M over spoofing scheme

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The broker-dealer arm of the Canadian bank will pay penalties to the DOJ, SEC and FINRA over a former trader’s scheme to place hundreds of fraudulent spoof orders amounting to billions of dollars.

on Oct 5

From bankingdive.com

Banks are excited about AI. Their customers aren’t so sure.

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To address that, lenders need to be more transparent about their artificial intelligence use and educate customers on the benefits and safeguards involved, analysts said.

on Oct 5

From bankingdive.com

OCC should restrict Citi’s growth, Warren says

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The senator cited a four-step framework the OCC's Michael Hsu floated last year, with growth restriction as a follow-up to penalties. Citi’s July penalties merely repeat Step 2, the senator said.

on Oct 5

From bankingdive.com

Arizona credit union-bank deal pushes 2024 to new record

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Phoenix-based OneAZ Credit Union's proposed acquisition of 1st Bank Yuma marks the 17th whole-bank purchase by a credit union this year, surpassing a 2022 record. 

on Oct 4

From bankingdive.com

Bank of America adds family banking to give parents control of kids’ spending

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The lender isn’t the first to launch such a product, as the opportunity to grow with Gen Z and Gen Alpha draws more players.

on Sep 29

From bankingdive.com

Wells Fargo faces new class-action suit over cash sweeps

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A lawsuit filed Tuesday accused the lender of underpaying interest “to enrich itself at its customers’ expense.”

on Sep 29

From bankingdive.com

Warren wants regulators to boost NYCB’s capital ratio

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The Massachusetts Democrat slammed the Fed and OCC for “lax oversight” of the embattled lender, and called on the agencies to impose stronger controls on the bank.

on Sep 26

From bankingdive.com

Las Vegas’ Lexicon Bank bets on growth with nonprofits

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As a de novo, the lender experienced quick growth through PPP loan processing. Now, it aims to build on its business with nonprofits, CEO Stacy Watkins said.

on Sep 25

From bankingdive.com

NY credit union-bank tie-up pushes 2024 to brink of M&A record

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Rochester-based ESL's proposed acquisition of Generations Bancorp is the 16th announced whole-bank purchase by a credit union this year, tying it with 2022.

on Sep 25

From bankingdive.com

Commerzbank fights for its life amid apparent UniCredit reversal

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The German bank named its next CEO on Tuesday. The lender’s board decried a sudden buy-up of stock by Italy’s UniCredit, which may be looking for a cross-border path to take on Wall Street.

on Sep 25

From bankingdive.com

Western Alliance sharpens California middle-market focus

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After last year’s turmoil, the regional lender is adding bankers to serve aerospace and agriculture clients in the state, said Julian Parra, a BofA veteran hired to grow the bank’s business with middle-market clients.

on Sep 23

From bankingdive.com

Bank of America boosts minimum hourly wage to $24

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The move puts the Charlotte, North Carolina-based lender presumably one raise away from its long-held goal of lifting its pay floor to $25 per hour by next year.

on Sep 15

From bankingdive.com

Atlanta Fed chief violated trading rules, OIG finds

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Raphael Bostic’s transactions created “an appearance of a conflict of interest,” the central bank watchdog said, making no recommendation for next steps.

on Sep 15

From bankingdive.com

U.S. Bank reaches its proving ground

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The super-regional is at an “inflection point” after recent acquisitions and tech updates, CEO Andy Cecere said at the bank’s investor day. One analyst, however, is calling for “a new set of eyes at the top.”

on Sep 15

From bankingdive.com

Lawmakers push for crackdown on fintech, ban on false claims

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Sens. Elizabeth Warren and Chris Van Hollen demanded tighter regulations on BaaS and fintech partnerships, saying they pose “a broader threat to the stability of our banking system and the economy.”

on Sep 14

From bankingdive.com

BMO’s $564M Ponzi verdict tossed by appeals court

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A panel of judges at the 8th U.S. Circuit Court of Appeals threw out a bankruptcy court ruling that the bank aided and abetted the Ponzi scheme of former businessman Tom Petters.

on Sep 14

From bankingdive.com

OCC hits Wells Fargo with AML enforcement action

0 0

The newest order for the bank introduces questions around whether it could affect the lifting of Wells' asset cap, or if other big banks might face AML orders.

on Sep 14

From bankingdive.com

A year after reorg, progress at Citi comes in ‘fits and starts’

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New penalties gave the bank focal points for its tech overhaul. But Citi is also aiming to keep staff robust enough – in the right places – to chase opportunity, CFO Mark Mason said.

on Sep 13

From bankingdive.com

Innovation may slow amid bank-fintech partnership scrutiny: analysts

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Additional guardrails, however, are necessary as business connections grow more complex and as fintechs tackle more compliance responsibilities, a regulator said.

on Sep 12

From bankingdive.com

8 crucial reactions to the capital requirements preview

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BofA and JPMorgan execs talk death, despair and a lack of specifics, while lawmakers and regulators appear to fall along party lines in the snowballing fight over the Basel endgame.

on Sep 11

From bankingdive.com

Morgan Stanley fined $2M over ex-First Republic CEO stock sales

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The consent order issued by a Massachusetts regulator Thursday states the lender failed to properly monitor the former executive, who sold over $6.8 million in First Republic stock from February 2022 to March 2023.

on Sep 9

From bankingdive.com

Viral JPMorgan Chase glitch is ‘fraud, plain and simple,’ bank says

0 1

Some customers deposited bad checks and immediately withdrew funds before the checks bounced in a glitch that went viral on TikTok. Now, some users have holds on their accounts.

on Sep 3

From bankingdive.com

Custodia cuts 25% of its staff amid Fed lawsuit: report

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The digital asset-focused bank, chartered in Wyoming, is putting its resources toward an ongoing lawsuit with the Federal Reserve, which denied the lender a master account last year.

on Aug 31

From bankingdive.com

Warren grills FINRA over enforcement decline

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“Financial crimes cannot be prevented if you take the cop off the beat,” Sen. Elizabeth Warren scolded FINRA CEO Robert Cook. A spokesperson for the agency said it will respond to Warren's letter.

on Aug 31

From bankingdive.com

Five Star Bank expands, eyeing First Republic, Signature customers

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The $3.7 billion-asset commercial bank seeks to capitalize on the absence of failed San Francisco-area banks by snagging some of their former employees and emphasizing customer service.

on Aug 28